Rick Williams, "Rick the Wealth Coach"

On today's episode of Black Girl Fly, we had the pleasure of interviewing Rick Williams, aka "Rick the Wealth Coach." Rick has seen and done it all from being homeless in Chicago to making money by buying and selling properties and then figuring out how to keep the money. 

Rick learned from his mother to be different, learn, and change which he did to build wealth and become a wealth coach. Join him every day to get life and money nuggets of knowledge. 

Book- Control Everything, Own Nothing
Instagram: @rickthewealthcoach
Youtube: Rick the Wealth Coach

EPISODE HIGHLIGHTS
[:23] Introduction
[:50] Rick William's Bio
[11:10] The Journey Begins
[14:47] Growth Mindset and Money Moves
[39:38] Value vs. Money
[55:24] Wealth-Building Advice
[58:51] Takeaways

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Transcript

01;46;19;29 - 01;46;24;15
Speaker 1
Welcome back to another episode of Black Girl Fly. I'm your girl, Tanisha, Nicole.

01;46;24;22 - 01;46;27;14
Speaker 3
And I'm Dixon. And today we have.

01;46;27;14 - 01;46;35;29
Speaker 1
Another wonderful guest joining us here today. And while we do share the same last name, I can promise we are not related, at least.

01;46;35;29 - 01;46;39;26
Speaker 3
As far as I know. Not sure where to find out about that. We'll see.

01;46;40;10 - 01;46;41;29
Speaker 5
Did you have to promise Tenacious D.

01;46;41;29 - 01;46;46;04
Speaker 3
To bring our fathers over?

01;46;46;04 - 01;47;00;06
Speaker 1
But no. But we are blessed, really, with a wonderful guest. And I just want to hand it over to him. You've already heard him a little bit, but just to hear a little bit about himself, what should the people know about Mr. Rick Williams?

01;47;00;20 - 01;47;10;28
Speaker 5
Well, it's an issue. First of all, they should know that you could be my distant daughter from time out. No chance of being an indigo promise. The people told.

01;47;10;28 - 01;47;20;06
Speaker 3
You what you wanted, gave you what's in me. Told you that I love you. Make it good for you and me And I'll never make a promise.

01;47;20;06 - 01;47;43;02
Speaker 5
Making me sing And you know so people do it to me. It's a nuisance anyway. It's a sign that if we call, we all forget that the starting to the meeting distancing itself from brother Ricky now it's such a pleasure to meet both of you is such a such beautiful breath of fresh air, lovely flowers in the midst of the garden and beautiful queens, African queens, Nubian queens.

01;47;43;02 - 01;48;07;21
Speaker 5
And I have nothing but respect, amazing admiration and affection for you. I'm just glad to be here for a few minutes just to share whatever I can so we can encourage our people to make the most out of out of our lives. My name is Roderick Williams that are known as Rick, the wealth coach, and live every day at 10 a.m. teaching Bible principles, money principles from the Bible, and we teach people how to become millionaires.

01;48;07;21 - 01;48;29;28
Speaker 5
Some 10,000 Arizona millionaires who turn millionaires into small time millionaires, because we understand that only 1% of the working population of a living population understands. And that's how to operate out of trust. Almost everybody we talk to, they don't know what we do. They don't understand it. And when we start talking, I say, Listen, brother. All right, just a minute.

01;48;30;10 - 01;48;50;08
Speaker 5
You all 40, you know, not on 63rd. All right. Okay. I might help you out. I'm a come by a 43, pick you up in a Bentley and take you to 63. If you want a lift. And a Bentley. All right, now, if you don't want a lift, I can't help you out because there's one person that you just cannot help in life, and that's the person who will not admit where they currently are.

01;48;50;21 - 01;49;08;21
Speaker 5
It's to help them. And I'm, you know, sister to Shonda and Queen to to me. And none of us are in that Dennis business. None of us believe in plenty a day. What I'm saying, we ain't got no Novocain. That's not the business. So what do we do? We just tell you we ain't. We just actually take it.

01;49;08;21 - 01;49;27;03
Speaker 5
We hang on to this job and break it. Language to voice you, to do anything against your will. And nothing that we do in life because the Lord loves what a cheerful giver. So I currently live in Indianapolis, Indiana. I'm the father of seven beautiful children. I have a wonderful grandchildren. I just came back from Disneyland. We had a wonderful time.

01;49;27;03 - 01;49;42;14
Speaker 5
And what I'm a teacher, guys, and a little bit. One of the reasons we had such a wonderful time is because everything the kids exper I see a year you say why you be supporting your kids now? Because when I spend my money, I give back ten times what I spent and then I do. But I know kids I need to spend this money for.

01;49;42;14 - 01;49;50;09
Speaker 5
Give me some tax credit. And once you learn what tax credits are, you can start supporting of the heck out your kids. It used to be very tiny, actually. Something like no.

01;49;50;09 - 01;49;54;03
Speaker 3
No, no, no, no, no, no, no, no, no, no, no, no, no.

01;49;54;03 - 01;50;16;15
Speaker 5
What part of the no do you understand? You don't understand. And I know my momma used to tell me momma didn't know nothing about tax credits when she was coming up and she was working on a serious, you know, budget, you know. So I learned no. In 12 different and I was going up when a big deal I made I would I would swear me and my mother I tell you this and then we get started.

01;50;16;15 - 01;50;32;15
Speaker 5
Me and my mother, we went to a store when I was about nine, ten years old. I wanted this pencil that looked like a pen. You know, I'm little pencils, but they look like I ain't handed. And I wanted one real bad. That was the bomb diggity when I was in fourth grade. Right And I was like, I got to have one of these no diggity, no doubt.

01;50;32;23 - 01;50;49;00
Speaker 5
So we get into the store and I said, Momma, you know, I'm getting all these. Stop laughing. Stop laughing, ese. What I used to get. Excellent. All right, stop laughing. I don't think you're going to get to you get to the Big 602, baby. All right. You don't get to the Big Six, though, so praise God that you can make it along.

01;50;49;00 - 01;51;07;09
Speaker 5
Has figured into your life that you shall see these 60 years, that you should live and not die and have a permanent, beautiful life on top of all of that. So I'm in a store in a place called Yorktown on the west side, western suburbs of Chicago, an exclusive west side suburb about okra. So Momma let to take us shopping now.

01;51;07;09 - 01;51;16;05
Speaker 5
She broke us here, but she loved to take us and just look at stuff. The least least she was broke when it came down to us. She was minus. No, but we can still look. So it's.

01;51;16;26 - 01;51;17;02
Speaker 3
Like.

01;51;17;12 - 01;51;28;17
Speaker 5
I wouldn't matter. I was just glad to get out the career, get out the projects, you know, I just go go to Oprah and look at that beautiful store. I wasn't mad at all. I have no attitude, but I was like, Momma, I've been a stellar student. Okay, that's name my company. Stella.

01;51;28;18 - 01;51;30;04
Speaker 3
Stella is a stellar.

01;51;31;11 - 01;51;43;04
Speaker 5
Mark in the thing, right? Stella. So I've been believing being Stella ever since I was a little boy. So I said, Mama, can I get one of dog? I'll be pants. It looked like a pencil. So she went into her song. Halo said, Oh, no.

01;51;43;04 - 01;51;44;01
Speaker 3
No, no.

01;51;44;07 - 01;52;01;04
Speaker 5
I said, Mama, I got to sing that song all the time. Every time I want something. Okay. So she said no. So I was like, You know what? Big money. You know what? Today I just, you know, I'm going from that. So I said, I'm gonna get one of these pills one way or another. So she turned. So walked and wandered all up on over there.

01;52;01;11 - 01;52;15;25
Speaker 5
So I one of them, Parcells said, I'm just gonna go hit on his snatch one of these up into my pocket. Then why I was over that was like, What the heck? I need a magic marker to know. So I'll take two of these. All right. Now, you know I'm not a thief. Well, I was a little bit.

01;52;15;25 - 01;52;31;15
Speaker 5
I used to steal baseball cards. They know they lie. All right, let me just come clean all the way clean. So I was stolen some of the baseball cards. I wasn't allowed handouts. I had a little head start on the even getting to do so. So I'm thinking it's all good. So we get to the we get to the door and I'm getting ready to walk out.

01;52;31;17 - 01;52;45;03
Speaker 5
So I said, hey, you know, and I made it all the way to the Promised Land. I mean, one step out the top, out the store, and I won't be killing it. When I get back. I'll look girls and they'll be laughing at me, other kids and be calling me Broke Joe and all that sort of thing and laughing at me.

01;52;45;03 - 01;52;57;07
Speaker 5
Little ghetto Ricky, you can't even get a pencil. You can't even afford a dog on pencil. It looked like a pen. We got five them saying, I'm going to put up with that. Nobody will be teasing me. So I get to the all the way to the end and this white guy walks up, Excuse me, it's white garb.

01;52;57;07 - 01;53;00;05
Speaker 5
What's it? And he says, Excuse me, ma'am, is this young.

01;53;00;05 - 01;53;04;17
Speaker 3
Man with you? I said, I don't know what he's talking about. I got nothing and nothing.

01;53;04;17 - 01;53;21;10
Speaker 5
I bet that he, like boy said, calm down. What's wrong with you? She said he's I believe he has a couple of things that don't belong to him. I'm like, I know what he's talking about. I know it. He's on my on the way. Thomas searched me. They couldn't find it. So my brother Larry was with us. So he said to Josh, check his inside pocket.

01;53;22;12 - 01;53;25;15
Speaker 3
I said, What? You know, let's just it's.

01;53;27;08 - 01;53;36;17
Speaker 5
A clean tennis, a clean two sandals, a very traumatic day for me. They reached down and pulled their pencil out my pocket. And if it didn't come out in slow motion.

01;53;36;24 - 01;53;39;02
Speaker 3
Or whoever.

01;53;39;05 - 01;53;47;02
Speaker 5
Saw my whole life flash in front of me, because me and my mother, we was on one accord, a stench in cause I knew she was going to beat the crap up.

01;53;47;28 - 01;53;48;09
Speaker 3
Against.

01;53;48;15 - 01;54;07;08
Speaker 5
The jury. So that's my introduction, my introductions that are my brother who comes from the south side of Chicago, my mother just passed away. She was 89 years old. We hung out everywhere. She had a ministry just called the Marshall Ministry. I picked up every two weeks. I took around the world and then shopping. I said, Mama Buy anything you want, take as much time as you.

01;54;07;08 - 01;54;20;29
Speaker 5
While she said, Ricky, I got to say two things about you. I said, What's that, David? She's the first of all, I really like the way you talk to me because my mother was a whippersnapper. So you could say some stuff and I had to, you know, talk to her in a nice kind of way. Still checking it like momma, you know, that's wrong.

01;54;21;00 - 01;54;44;29
Speaker 5
Hey, you know that ain't right. Okay. And then the second thing and say, you got so much patient patients when we go out, I said, Mama, I got no job. I make more money in a day. People make out, yeah, I got no job. Apposition muscle so I can hang out with you. That's one of the reasons I got out is that's why one of my motivating factors, the fact that I get to hang out with you and we ain't got do nothing except to the store.

01;54;45;03 - 01;55;03;19
Speaker 5
And I got to chase you around because I'll tell you how, Queens. I don't know what it was when she got in DSW and these shoe stores and all these stores she see on a on Oxy on a walker. I couldn't I had to call it a fad. I would see it like, Momma, you still in it? It's like I'm over in section number seven, section number seven, row number three.

01;55;03;19 - 01;55;28;28
Speaker 5
If you won't get. That from the south side of Chicago, straight from the hood, then homeless that had, you know, been it's not so low air to look up to see the bottom $50 a hotel room. But the Lord bless me to start doing real estate that started making a lot of money buying and selling properties in any helped me to transition over to how to keep the money and that's when I came up with this amazing book control everything but not all Nothing.

01;55;29;06 - 01;55;50;24
Speaker 5
And this is my first book that I've often actually put on the market. And I was so blessed, so fortunate. It has so much favor can sell. I went from being or working in a warehouse that have no money, got fired on my off day to being able to to be to meet Tim Brown from the Oakland Raiders, the Hall of Fame football player and sit down with him.

01;55;51;00 - 01;56;08;21
Speaker 5
And all of this is on my YouTube channel the wealth coach. You can watch how this is the gentleman I interviewed. He showed me how to start operating the way that we operate now, like the market sent out. And I never looked back and I have international business and to God for the glory so that's what Rick Williams It's just to get to start.

01;56;11;22 - 01;56;13;16
Speaker 1
Were wonderful despite the.

01;56;13;16 - 01;56;16;00
Speaker 3
Introduction like I don't even.

01;56;16;00 - 01;56;17;04
Speaker 1
Know where to begin.

01;56;17;15 - 01;56;19;05
Speaker 3
But I guess you talked.

01;56;19;05 - 01;56;40;10
Speaker 1
A lot about, you know, where you came from, your childhood. And I'm just wondering why was there one message like what was the thing that really had you starting to focus on this new journey, like coming from South Side of Chicago? That's actually where a mom is from. And so we know the area so.

01;56;40;10 - 01;56;41;13
Speaker 3
Exactly.

01;56;42;16 - 01;56;51;10
Speaker 1
So, yeah. So like, what was that? I mean, you shared a lot, but I'm curious, like, what was the thing that like changed your mind about what you could become, what could what your future could be?

01;56;52;06 - 01;57;11;16
Speaker 5
Well, I really I talk a lot about my mother. And matter of fact, I dedicated my book to my mother and my mother's A Bad Mama JAMA. You know, my mother she was one of 11 children of the she raised seven kids myself. You know, my father was his boss. I loved him all the way to the day that he went out about it.

01;57;11;16 - 01;57;17;25
Speaker 5
You know, he popped in and out and and all that. Mama, she was torn down like that. Tired. She was the one common who.

01;57;17;25 - 01;57;18;05
Speaker 3
Keep.

01;57;18;13 - 01;57;42;24
Speaker 5
Alive and and took care of a business. And my mother told me something else real little when I was I mean, really six, seven, something like that. She said, Ricky, she said, if you see a by she say just the opposite direction. She said, but if you mean if I give them hell. So I'm like, oh, okay. So I didn't until I grew up and started becoming different from my peers and different from the crowd.

01;57;43;13 - 01;58;03;05
Speaker 5
I didn't realize how much she set me free because she told me, You ain't got to care what people think about. And that really changed my attitude about it really gave me a freedom about life, really, to honestly not care what people think about me. And, you know, so if you want to hate, hate, okay. And I know I'm a snore at night.

01;58;03;08 - 01;58;22;18
Speaker 5
Angolans, no sleep, even though I hated it when nobody restless on their night, I'm like, I'm not going to mistreat you. In the end, it's back to you, you know, not to hate me cause I'm dogging you. That's one thing. But I'm talking about the way you feel about me. And you don't even know me. What? The way you feel about me and you know me because you're jealous.

01;58;22;23 - 01;58;39;18
Speaker 5
Because I'll. I'll know when you start kickin blood, taking taking names. You know, the hate is coming out the woodworks. You know that, right? And if you ain't got no. Hey, this is because you ain't doing now, so don't feel bad. Everybody's got some haters. Praise the Lord. Jump in line with the rest of the people who never made a difference in anybody's life.

01;58;39;24 - 01;59;05;15
Speaker 5
Because that's life. That's how it goes. And people hate you even when you ain't even doing nothing. But when you start doing something, they come from out the woodwork. She's like, What the heck? I mean, what? You ain't got no job. You got no. You drink haterade for breakfast. Come on, player, what's up with that? So she taught me how to be different and of that I always had in the back of my mind I can be different and always had in the back of my mind, man, I can be rich too, you know, because being rich is different.

01;59;06;09 - 01;59;25;00
Speaker 5
Having money is different. Money. You got money. You ain't like most people. They say, Hey, man, I don't, you know, don't let no money change you. I'm like, money change you a lot. Well know, get that nice. Not wrong. Don't let no money change you just don't let it make you arrogant Just don't let it make you stuck up just on that it make you get some type cheeks and thank you all.

01;59;25;01 - 01;59;40;14
Speaker 5
And the bag of chips. All right don't you be trippin partly because you you're going right back in to ground where you came from. So you better you better like have a sober attitude about being mortal and you better love everybody and hug everybody and kiss and laugh and enjoy your life. Why you can't. You better do all of that.

01;59;40;25 - 01;59;51;16
Speaker 5
But in order for you to have some money, you got to change. In other words, in order for you to have change for a million baby, you got to change women. Are you picking up what I'm playing now? You ain't got to change. You know me.

01;59;51;19 - 02;00;05;22
Speaker 3
I think that's good. I think the people don't always hear that. But in order to get that million, you have to change your mind. Right. Where you going with that? So. So in your story, you talk about, you know, being homeless, you know, having $50 working at the warehouse. What did you.

02;00;05;22 - 02;00;09;07
Speaker 2
Do? When did you start to change your mind to become.

02;00;09;07 - 02;00;11;09
Speaker 3
Capable of where you're at today?

02;00;12;11 - 02;00;27;09
Speaker 5
Well, I had a good attitude when I was working in the warehouse. I was working in the warehouse in 2015 because life just landed me there. So here I am working in the warehouse because all of other stuff that had happened up to this point, it don't matter about how much money you had before and this and all that.

02;00;27;13 - 02;00;44;26
Speaker 5
What matters is what's going on now. So everything, all my competition is up to that point. So what? You know, I'd had some money lost some money has night last night. I end up having drama in my life. And now here I am working in the warehouse and they like, Hey, man, we want you to come and sing the national anthem at the warehouse.

02;00;44;26 - 02;00;58;27
Speaker 5
This is 2015. So I'm like, what? Because they came over to my to my spot and they was like, Hey, I'm always thinking when they come into my spot that they come in the metal because I'm like, in white folks, they always come in a metal and come in to fire me today. I know what you're doing. I ain't doing it wrong.

02;00;58;27 - 02;01;14;19
Speaker 5
Well, we have box and stuff. Some of the $10, third grade type stuff. You dig? I'm doing right. What's up? You think so? They come over and they say, Are you Rick Williamson? I'm like, they go and they hear like, Hey, great, we heard you to sing. I was like, Oh, okay, cool. I was like, I sang little bit.

02;01;14;19 - 02;01;21;28
Speaker 5
They say, No, we heard you sing a lot of it. I was like, Oh, I see what you want to say. Can you come singing the national anthem for us? I was like, Oh yeah.

02;01;22;00 - 02;01;22;28
Speaker 3
I'm like, I cool.

02;01;23;01 - 02;01;26;27
Speaker 5
So I go to trial right. Oh, say, and and.

02;01;26;29 - 02;01;28;05
Speaker 3
You see.

02;01;28;10 - 02;01;33;27
Speaker 5
That little dude over there that didn't really see all of the guys trying out? But I did have one little. Do you sound like Michael Jackson?

02;01;33;27 - 02;01;37;02
Speaker 3
He's like, Oh, singing. And you see.

02;01;38;04 - 02;01;54;03
Speaker 5
I was like, Oh, I don't think I don't think he's got a chance to do that. That's my competition. They probably coming back to give me 5 minutes later. So they came back, ladies, they come. Mr. Rick I'm like, Yeah, they say, you want. I said, Oh, what's that? They say, You're going to sing the national anthem tomorrow.

02;01;54;03 - 02;02;09;28
Speaker 5
So they closed down a place the next day. The plantation because it's a plantation because it was dark when I got there. It was dark when I left. They're going to saying, what number? The plantation. But what number? Give us give us, us free. My name is Toby. All right, my number two plant. Yeah. Yeah. I'll see ya.

02;02;10;02 - 02;02;27;09
Speaker 5
You got me. Never saw roots. I mean, those went out, like, who is Toby? All right? Could you do your homework? All right. Watch some old slave movies that actually, Toby was a slave. All right, they can tell you. All right. So, so. So I'm like, come to camp. They show up every day being a faithful, you know?

02;02;27;15 - 02;02;45;01
Speaker 5
So I get out. Then I dancing the national anthem and listen to me. They give me high fives. Welcome to the plantation. I was like, Man, when you're a star, you ought to be someplace like, you know, you're a star. You should be here. I'm like, Man, please. I say, I don't trust I'm trustees plantation. No, I say, man, he might just throw me out of here any minute, any second to stay job.

02;02;45;01 - 02;03;02;07
Speaker 5
Okay? They can change. They man, they can switch up. They don't want that control right here. You know, that's why my book is called Control Everything. Control Everything, not all, nothing. I get in that as we talk a little bit about that mentality, but so they call me on Friday. I mean, on Saturday, on Saturday they call me.

02;03;02;07 - 02;03;18;29
Speaker 5
I'm up the Saturday after I got there singing in like Craig on Friday they fired me or Marv, they oh my how you get fired on yourself they career they fired me on my all day I'm out somebody was still on something I'm like what they got to do with me and see what they look of anybody. Have I had a record partner and you out of here?

02;03;19;11 - 02;03;20;05
Speaker 3
I'm like, What?

02;03;20;19 - 02;03;24;07
Speaker 5
I'm like, man, as foul as the Oakland Coliseum. Are you picking up what I'm playing down as.

02;03;24;19 - 02;03;25;06
Speaker 3
Well.

02;03;25;21 - 02;03;45;22
Speaker 5
As just evil man? So at first I was mad, but then, ladies, then I thought about it, see? Because when you got spiritual sense, you see things the way they really are. You'll see things the way what's happening to you in the present moment. You start, you think about it, you contemplate things. Then you say, Oh, maybe this is God.

02;03;46;05 - 02;03;52;25
Speaker 5
So I don't know if you all are familiar with the word fire. Are you familiar with the origin of the word D.W.? Wonderful planes?

02;03;53;06 - 02;03;53;20
Speaker 3
No.

02;03;54;08 - 02;03;55;04
Speaker 5
May I? Education?

02;03;55;15 - 02;03;56;25
Speaker 3
Mm hmm. Okay.

02;03;57;09 - 02;04;16;11
Speaker 5
So the worry fire. The origin of the word fire. It comes from when a Europeans first came to America. When the Europeans first came from England to America, there were blacks slaves and whites like. The difference was that the black slaves got treated like dogs and treated worse than dogs and a white slaves and set free. After seven years.

02;04;16;11 - 02;04;34;22
Speaker 5
Because the Constitution of the United States is written based on the Bible and the Bible says in seven years, let your slaves go, because that's the year of Jubilee. So they practice with the white folks. It's called indentured servants. Okay? So they let the white folks go after seven years, but they sold the brothers. You just work too.

02;04;34;22 - 02;04;54;22
Speaker 5
You drop dead all right? But the white folks can't go after seven years. So after seven years, the white slaves, they would go out, sit out in the middle of the woods in a circle, take their papers to start a bonfire, and fire themselves from being a slave. So I stop out of that. I know that we are in the middle of the great resignation as we speak right now.

02;04;54;22 - 02;05;15;07
Speaker 5
We got more slaves fire in themselves than ever happened in the middle and in history. This is the largest wealth transference in the history of time. Our grandmother and grandfathers, our great grandfather, they paid a price. Right now, baby, if you ain't getting this money right now, if you ain't getting this money right now, if you ain't getting paid right now, we're two P's, baby.

02;05;15;17 - 02;05;18;23
Speaker 5
This youth is some pot. If you can't make it right now.

02;05;19;01 - 02;05;22;11
Speaker 3
If you don't know me back.

02;05;22;11 - 02;05;29;04
Speaker 5
Down And if you don't know me now, baby, you ain't never, never know me. I'm talking about money. That's what money thinking of. Yeah, if.

02;05;29;11 - 02;05;35;14
Speaker 3
You don't know me by now, you never, never, never will hold me.

02;05;35;19 - 02;05;50;03
Speaker 5
That's what Benjamin is singing to all of us. That's what Grant is singing. Oh, that's right. Now, that's when Lincoln singing all. That's right. Now, baby, if you don't know me right now If you don't know me by now you ain't gonna never, never know me. And that's what Grover Cleveland is singing. Grover Cleveland? Who was Grover Cleveland?

02;05;50;03 - 02;05;57;20
Speaker 5
That's $1,000 bill, baby. We'll miss around. No, hundreds? No, no. Thousand dollar bills. And people don't even know who won $1,000 beauty. Up, y'all, game over here.

02;05;58;00 - 02;06;04;22
Speaker 3
I didn't know. I'm like, Oh, I know.

02;06;04;28 - 02;06;07;09
Speaker 1
We are finishing this story, but I'm like, I'm in.

02;06;07;09 - 02;06;10;11
Speaker 3
Tree now. But is your book.

02;06;10;11 - 02;06;38;18
Speaker 1
And the concept behind that and I'm like, Does it control everything? Oh, nothing like that. So counter what this society was built on, right? This society was built on owning humans, owning black people and owning white people at that time as well to do the labor. And so like how does this this framework of yours like transfer to today's time, right?

02;06;38;18 - 02;06;40;25
Speaker 3
Fast forward 200 years.

02;06;41;10 - 02;07;04;21
Speaker 5
But that's a good question. And and the answer to that is that we've we've been fighting through what they call schools, but they really child concentration camps. They really what I call government indoctrination centers. And what they do is they do two things. All right? They teach you. They how are those how the roles of the of the deaths land up in the school by roles.

02;07;04;21 - 02;07;23;17
Speaker 5
Right. One, two, three, four rolls. That means that they're all single file. That's correct. And when you get ready to take a test in school, well, they say you better not look at nobody else's paper. Right. Right. So they told you that collaboration it's cheating. That's what they taught you in school. Why? Because how do you keep a slave?

02;07;23;17 - 02;07;43;11
Speaker 5
A slave? You got to divide and conquer. That's why they have roles to teach them in roles. If they were really trying to teach you that, the chairs would be in circles because it's the circle of life that produces millionaires is the circle of life that produces ballers and shackles, calls the circle of life that produce folks that can put cheese on a waffle.

02;07;43;15 - 02;08;07;05
Speaker 5
Are you dig? What I'm saying is the circle of the circle. The circle of life, not the straight line of life. That's game. All right? That's trickery and that's deceit. And what it does is you it makes you have an individualistic attitude. So a lot. So this is the training that you got and now said, listen, you need to own a house, need to own a car, need to own this, Anita, own that.

02;08;07;12 - 02;08;25;18
Speaker 5
Why? Because when you all things, you own the liability that goes along with it. So when a person puts a house inside of a trust, for example, they don't own it anymore. So now you don't pay no taxes on a house for the rest of their life. The kids don't pay no taxes on it when they die. They grandkids don't pay no taxes only when they get it.

02;08;25;27 - 02;08;45;04
Speaker 5
Everything is passed to the persons heirs without any entity, any impeding from the IRS probate court, anybody. They'll have no control over your stuff because you got control over your stuff. Now, if you own that house, you would be just like James Brown. James Brown owned everything he had.

02;08;45;15 - 02;08;49;26
Speaker 3
So James Brown, I got soul and I'm super bad.

02;08;50;07 - 02;09;16;21
Speaker 5
James Brown, right. The King of Soul. He had, what, hundreds of millions of dollars that he then he made over the years, it's a 16 years to settle his his court, the set of his case, 16 years in probate court. Now, either one of you are familiar with probate court. Okay. So probate court means that when you die, like we, you know, we act like we ain't gonna die.

02;09;17;02 - 02;09;24;20
Speaker 5
But I don't care how we struggle and how we strive. Ain't nobody getting out of life alive Doing what I'm saying We all on our way We all on our way back to the upper.

02;09;24;22 - 02;09;25;14
Speaker 3
Rich.

02;09;26;06 - 02;09;43;00
Speaker 5
All of us. They're going, I'm saying, yeah, I'm going to everybody ain't no different and nobody got no advantage over nobody. But this is the point. We act like we actually own the stuff that we have. So what happens is that the IRS and probate court say this, your stuff is registered like you own it, but you don't because you're going to die.

02;09;43;21 - 02;10;07;14
Speaker 5
So you own nothing. No way in reality. But it makes you feel good because words are game. When I say game, I'm giving some street game trick, a race to see where's the words you hear? That's how you base your decision based on a word and the perception of that word to you. So when you hear that I own something, then it makes you feel good and you like, I know, sucker, I own something.

02;10;07;16 - 02;10;24;12
Speaker 5
I ain't no sucker. All right. How many licks it take to get a taxi will send up a taxi, pop one when you're a sucker you like not any me. Let me give you one move. Just let me get you one mood about how we think we all stuff that we don't. Oh, let's just take a mortgage, for example.

02;10;24;21 - 02;10;41;27
Speaker 5
All right, so you go in and you say, hey, I want a mortgage. The bank say, Cool with your credit score. You like my credit score? I got to be so personal. They say, cause we all live in your business. We all eventually we need a flavor, baby with your credit score. So you like oh, my credit. My credit score is 750.

02;10;42;07 - 02;11;02;20
Speaker 5
You like they like what they do say seven. They like it like word up fill out this. So you're like, oh, okay, because they're you. That's our reasonable like why in the world somebody loan me 100,000 for this house with their credit. So that sounds like a reasonable request amen. Is that right? Is that is that reasonable? Both claims I need a rule.

02;11;02;22 - 02;11;04;00
Speaker 3
Yeah, sounds reasonable.

02;11;04;00 - 02;11;21;11
Speaker 5
Because that sounds reasonable. So you go to the bank and the bank says, okay, cool. So they say, okay. And then they they say, So now what I want you to understand is when you go into the bank and you accept that as long it's illegal, this is illegal for the bank to loan you the money from their assets.

02;11;21;28 - 02;11;42;27
Speaker 5
All right. Now, you don't know that because you've been in a classroom that has single file lines. If you all had been in a circle, we'd had this discussion already. Did what I'm saying, I'm trying to teach you about how they controlled everything because we added the average person is out of control, because the average person really don't understand the game, because you ain't had no conversations like we have right now.

02;11;43;04 - 02;11;56;25
Speaker 5
Okay, we get through this conversation. You'll I'll never be the same I'm going to be walking different and everything's swag and all kind of stuff. Walk in different stuff can be like what's what's it say? What's it say what? Okay, you're going to be doing some stuff that you won't do and it will be boom, boom, boom and then zooms on it.

02;11;57;02 - 02;12;12;06
Speaker 5
Why? Because all the doers already know you are are in a no. You got to doing anointing on you or you wouldn't be doing what you're doing, you know, because you are like this, the circle that we're in. So you are the runaway slaves just by just because you're here. You're not this is not a single file land.

02;12;12;06 - 02;12;28;12
Speaker 5
This is a circle. Are you taking what I'm saying? You learn a stuff that you could never learn in school because school was meant to keep you slow, to keep you, to keep you ignorant, and to keep you divided, and to make sure that you live a slave and that's like that's the ways and that's what that's the purpose of school.

02;12;28;20 - 02;12;48;10
Speaker 5
It was created by John Rockefeller and Henry Ford. John D Rockefeller created the public school system. The board education was created by John D Rockefeller. What did I get my book from Control? Everything. Oh, nothing. That statement comes from John D Rockefeller. All right. The richest American ever walked the face of the earth. You make these little these little rich.

02;12;48;11 - 02;13;06;24
Speaker 5
Does the day make them look like they like they in third grade. All right. The kind of money he had, if you took his money and put it today, so you go into the bank, you say, I want a loan. They said, okay, cool. What's your credit score? You say, it's 750. They say, All right. They call the Federal Reserve, get them on the line.

02;13;07;02 - 02;13;24;10
Speaker 5
They say, listen, we got somebody just came in here for a note. They get a 750 score. The Federal Reserve say what? How many licks do it take to get a test rolls? None of that does he pop one. They say we got a sucker in here. So you like what? You'll call me a sucker just because I'm going to a loan.

02;13;24;17 - 02;13;40;11
Speaker 5
Hang around. I'm going to take I'm going to tell you what. So the Federal Reserve says we'll take how much they want. So tenacious, they just give me a hundred thousand, that's all I want to be saying. Calling, you know, suckers. Just stick with me, all right? Just stick with me, all right? To stick with me. Okay. Look, I like my diet and everything, but my weight related.

02;13;40;14 - 02;14;04;06
Speaker 5
So, so, so, Tanisha, you go, and they say, okay, and you're going to add 100,000. All right? We just cause the Federal Reserve just took 300,000 and they put it on a bank ledger. So now the bank has a credit for $300,000. Why is it 300,000? Because the only loan in the world where you can get charged three times what you pay is a mortgage.

02;14;04;06 - 02;14;21;27
Speaker 5
Just the only loan in the world is that big pimping was that big fat. When you go out to the bank, they might as well have some goatees and a perm. What's going on? How can I help you with that? You got all my money, then that be shot. You know, when you go to a bank, it's the biggest pimping institution in the world.

02;14;22;08 - 02;14;44;13
Speaker 5
They buy this. Have you ever know that either one of you all know who owns who owns the Titanic? Okay. All right. So the Titanic was owned by John Pierpont Morgan. So here's the first book I want you all to get. It's called The House of Morgan. All right. That's the first book I want you all to go back outside of my book, The House of Morgan.

02;14;44;25 - 02;15;14;02
Speaker 5
All right. So I've read his story prolifically. It's a long read, but John Pierpont Morgan is Jp morgan. What Chase Bank. All right. Job here by Morgan Ball Kosar number one. What's that Kosar number two? What's that? Kosar number three. What's that? And Kosar number four. What's those lavish Malta million dollar yachts? The bankers pay. They buy yachts off a lot of money off of y'all.

02;15;14;02 - 02;15;29;12
Speaker 5
Money of these not up, man. But they but they they they buy yachts off of air money. Why? Because when you go, I'm just telling you one thing about controlling stuff. You think you got control because they told you go buy a house, right? They say own a house. Right. And they would have we all been told first thing you got to do is buy a house, right?

02;15;29;12 - 02;15;46;19
Speaker 5
Is that number one? Number one, right. Go buy a house, get some equity, own a house. First thing you talk in, in finance you at financial advisors while you're broke friends. Okay. And you're broke teachers and everybody. You know, your brokers not call them brokers. It's like I got I need it. I need I need to get some advice from a broker.

02;15;46;20 - 02;16;01;11
Speaker 5
Like your broker. Who? Your broker. Mommy, broker, sister. Your broker. And actually broken uncle. You mean it's him? Even a repeat back. What they told you to make any sense to get some advice for somebody broken? I need to make a diagnosis. We just feel comfortable we broke people advice because we feel like we all on the same level.

02;16;01;19 - 02;16;08;29
Speaker 5
You should always be getting advice from somebody to make you feel uncomfortable. Just like Al squirming right now. You like, let me out.

02;16;08;29 - 02;16;10;18
Speaker 3
He owe me a sucker.

02;16;10;21 - 02;16;28;29
Speaker 5
You know best. You need to get your advice from people who tell you what you need to hear, not what you want to hear. You know who make you feel like, dang, I need to step game up Lord have mercy as molasses over here. That's how you get rich you get written the same rules are the same folk you grew up with, you know, homies and all the kind of folks we don't know nothing about.

02;16;28;29 - 02;16;35;13
Speaker 5
No real money, because this real money game way different from the game we've been taught. So let me just finish this mortgage. I'm sorry.

02;16;35;26 - 02;16;38;14
Speaker 1
No, go ahead with the JPMorgan.

02;16;38;14 - 02;16;57;24
Speaker 5
Okay. So let me just finish this mortgage. So you in a place, you get the mortgage now they get the money from the Federal Reserve. So now they've got a $300,000 credit based off your credit. So now they tell you, go ahead. The house is you're so you move in and you get your first and you get your mortgage statement.

02;16;57;24 - 02;17;13;24
Speaker 5
Your mortgage statement says that you are at ten it do you all you own house this time. Okay so we'll read your mortgage statement. We get through. All right. First thing you to see is that you are a tenant. Why are you a tenant? Because you do a number in your house.

02;17;14;19 - 02;17;14;29
Speaker 3
Right?

02;17;15;10 - 02;17;31;17
Speaker 5
You know it. You know, you'll quote unquote ownership. So you make the last payment. So you just read this just as you pan three times what it costs to pay some regular rent all right. And you feel good about it, because when I call, mama said, is what you got to do. So Daddy said, you got to do this.

02;17;31;17 - 02;17;50;13
Speaker 5
What? Grandmamma said, I can understand them feeling that way. Okay, I'm not railing on our folks. I'm just talking about their education was one thing that I don't don't roll around here with the same education you dig and don't up your game and learn what's going on in. The second thing go find out about your mortgage is that you signed it, but the bank didn't.

02;17;51;25 - 02;18;11;02
Speaker 5
The bank signature is not on your mortgage. Just go look at it. You know why they didn't sign it? Because they didn't give you the money. They got the money. They got a credit from the Federal Reserve. And your credit is what got you a mortgage, not the bank. The bank has no consideration. So in order for you to have a valid contract, there has to be consideration on both parties.

02;18;11;16 - 02;18;26;14
Speaker 5
You don't even want this in consideration. You only want with some skin in the game. That's how people and die poor because the only person with some skin in the game is then you have a better relationship with somebody who's in love with them and they was in love with them too. You like? What the hell? We both in love with you.

02;18;26;24 - 02;18;49;02
Speaker 5
What kind of message is that? I'm not as a laughing as I'm in love with you and you in love at the time. I kiss you kiss yourself. That's a relationship. We got that. That's that. That's the banking relationship. That's why John Pierpont Morgan Ball five yachts. All right. That's why he owned the Titanic. Okay. That's why he's that's why he was the number one financier in the world, because people were coming in and people were.

02;18;49;17 - 02;19;05;22
Speaker 5
And when do you go to the bank? You are grand. Look, I'm in love with you and you in love with you. All right? This ad is a love affair. Where I kiss all over you and you kiss all over yourself. All right in there and you agree to it. Why are they out of ignorance? Not because you, you know, you in love at the bank like that.

02;19;05;28 - 02;19;27;23
Speaker 5
So you say, what's the remedy for that? Well, the way we operate out of a trust is every note that I pay the bank has to give me, not the bank the IRS has to give me back, operate out of an unincorporated stress. And that's what I teach again. So when you operate like that, when you pay your mortgage, okay, let's say as 2000, 2500, you know, like it says, chartered, you know, $5,000 mortgage like rates and symbolic.

02;19;27;27 - 02;19;47;06
Speaker 5
So let's say you get to 5000. Now, this is a way for my business on the street. I'm in the daddy's little girl's number. It's like my business. Nothing like that. So whatever your mortgage is, this is the way it would be if you'd paying for your mortgage. Out of my trust, out of one of our trusts, the IRS would pull some tax credits for you.

02;19;47;10 - 02;20;07;22
Speaker 5
So Every time you pay 2000, I get $10,000. They got to pull a tax credit for you on your behalf of ten times what you paid. So when I pay my $2,000 mortgage here, I get $20,000 per month back from the IRS. Now, don't drop. Don't drop. Dead like it. Look at the chart as I see like see this?

02;20;07;25 - 02;20;10;17
Speaker 5
You know, you went to heaven. It came to actually like the blood of Jesus.

02;20;11;08 - 02;20;14;14
Speaker 3
Think about that. I want let's now I'm waiting. I'm waiting on the rest.

02;20;16;09 - 02;20;24;10
Speaker 5
Like a no way You ain't no way But this is why we rich this is way out. I'm running around in circles You got me.

02;20;24;10 - 02;20;26;26
Speaker 3
Going in circles.

02;20;27;14 - 02;20;44;09
Speaker 5
Because your money ain't coming back. All right, now, let me give you a couple of Bible principles. So generally, everything I teach is from the Bible. So you understand this. And if you ever came to my financial IQ challenge, you would learn a lot about money from the Bible. Now, let me tell you something. I don't study nothing but billionaires, and that's it.

02;20;44;27 - 02;20;59;27
Speaker 5
Why in the world would you be reading anybody else's? Wow. Well, I got to do is get audible.com. All right. In Audible.com, you do it right around the country, right around the world, like I do. I'm listening to no pool books and listen to a little piano. Like I got time for that. Oh, not me. Many more time.

02;20;59;27 - 02;21;13;03
Speaker 5
How much time I got on earth. And I'm gonna make every dollar I'm supposed to make every day at the highest possible level. So I drop. Why? Because I'm a practice. What they practice. I'm not going to practice with nobody else talking about because you should a see to charges us it's like.

02;21;13;03 - 02;21;15;19
Speaker 3
Where did you say the rats I'm kind of.

02;21;16;13 - 02;21;18;06
Speaker 5
Nuts and I ask which are.

02;21;18;06 - 02;21;18;24
Speaker 3
They going.

02;21;19;04 - 02;21;31;19
Speaker 5
To die? Would you go so so because of that. So then IRS, they charge me 37% but I'm everything that they it's on me for every tax rate they get.

02;21;32;04 - 02;21;33;11
Speaker 3
I'm I'm at the.

02;21;33;21 - 02;21;50;26
Speaker 5
Pleasure center so I still get six times what six times what I left them. That why you think I was down in Disneyland? We didn't go to go to Disney World. We went to SeaWorld because be in LA for 3 hours trying to get a ride. And, you know, Disneyland was like not a hill with that. We went over at SeaWorld.

02;21;50;28 - 02;22;04;17
Speaker 5
What you get and you get a 90 be in it, you be on a ride like 10 minutes man. We got on it. Divide these two kids do because I want to get the island getting on the rollercoasters because I'm a pop. I'm from the hood. You do I'm straight from the hood. When it come down to I'm used to gangsters and all that.

02;22;04;17 - 02;22;23;22
Speaker 5
But I was, you know, mouse, I ran from a mouth and and don't and I ain't getting on a rollercoaster. They tried to drag me along. It's like, Come on, Gramps, come on, grants. I was like, Call a sissy, slap me around and call me and give me a pink bandanna. I Oh, okay. What you do lay secure that and I am I'm not getting on underdog on roller coasters I'm all messed up.

02;22;23;22 - 02;22;39;11
Speaker 5
I see. Now when I got on the motorized electric gramps. All right we down on that. But the reason I was spending money is like, Hey, Dad, Gramps, can I get one of these ice creams? I say that $35 an ice cream cone right there. It was some little stuff little that's what does that stuff they they little some little but you call.

02;22;39;14 - 02;22;40;08
Speaker 3
Up and that.

02;22;40;23 - 02;22;41;07
Speaker 5
Is that what it.

02;22;41;07 - 02;22;41;28
Speaker 3
Is we.

02;22;42;16 - 02;23;00;23
Speaker 5
Manage it stuff was insanely wonderfully expensive I enjoyed every second of that was like yeah as I get to know them they like we sit grandpa we had our ice cream we can eat say you want some more ice cream? Go ahead. I guess I'm a yes. I'm half asses. Yes, yes, yes. Everything. What some of the tax credits.

02;23;01;01 - 02;23;18;20
Speaker 5
Because everything you spend your money on out of this for us to get tax rates, it ain't just no business stuff. It's personal stuff, too. And now they never heard of it. They never had no conversation with nobody about it. In Your life. Chances are we weren't talking right here. You could have been 60 years old. You never had a conversation because it's the good old boy stuff right here.

02;23;19;23 - 02;23;22;18
Speaker 3
And in corporate unincorporated trust.

02;23;22;18 - 02;23;38;16
Speaker 5
Unincorporated not not a not a regular living trust. Not all of little kid Easter unincorporated shop because these are rules one unincorporated trails, one a regular one you don't get of this. You don't get no tax credits and none of that stuff. So I've been ranting for quite a while. I just want to hear, yeah. The rest of your questions now.

02;23;38;16 - 02;23;42;01
Speaker 5
That's my introduction, who I am. That's a little bit about what we do.

02;23;42;01 - 02;23;43;05
Speaker 3
Those are next.

02;23;43;15 - 02;23;47;16
Speaker 5
So that was that was the introduction.

02;23;47;16 - 02;23;59;13
Speaker 1
Well, I guess for me, I'm like, this is all new language. Like, I did not know that this stuff is possible. Right? And you probably hear that all time. So I'm like, can you break it down?

02;23;59;18 - 02;24;03;07
Speaker 3
Or when people are back, like.

02;24;03;15 - 02;24;11;06
Speaker 1
What are the things that we can be doing and thinking about right now? That will be the first steps.

02;24;11;11 - 02;24;12;03
Speaker 3
To.

02;24;12;06 - 02;24;21;26
Speaker 1
You know, setting up an unincorporated trust and being able to live like the billionaires. Right. Make decisions like the billionaires. So what are you reading?

02;24;21;26 - 02;24;24;01
Speaker 3
Who do we contact? This is what I need to know.

02;24;24;07 - 02;24;26;28
Speaker 1
Yeah, let's find know now.

02;24;26;29 - 02;24;28;08
Speaker 3
Like, what are we doing?

02;24;29;04 - 02;24;40;22
Speaker 5
So those are good questions. Yeah, because when do you in the me actually this question when you go fishing and up in a teacher and show you how to make a lot of money. You want to make a lot of money. A little money. One make a lot not make a lot of money.

02;24;41;02 - 02;24;42;28
Speaker 1
All the money we want to make out of them.

02;24;43;12 - 02;25;03;16
Speaker 5
Okay, good. Right. I'm in a right room. So when you when you're talking to people in any business endeavor and or let me put it this to you, this way you're going fishing and you want to come home with a with a pool for the fish. What's the most important part of the fishing equation? What has to happen for you to bring some fish back home?

02;25;03;20 - 02;25;11;09
Speaker 5
The most important part, either one of you ladies, a lot of time already. And this is going to ask you a question, which you just ask me a few minutes.

02;25;12;19 - 02;25;15;08
Speaker 3
I would say that your present.

02;25;15;08 - 02;25;28;27
Speaker 5
Well, of course you got to be there. Yes, absolutely. So that's good state. Oh, got to have some good bait. All right. You getting hot? You getting warm, you're getting warmer. All right continue. Come out. Think, think we get paid to think now that's how you get paid.

02;25;28;27 - 02;25;35;12
Speaker 3
Member Ahoy riddles somewhere to store the game somewhere.

02;25;35;12 - 02;25;40;01
Speaker 5
Okay now you in that we talked about just how do you get the fish and you get it. That's cool. Well, that's.

02;25;40;01 - 02;25;42;15
Speaker 3
Cool. Be where it is. Yeah.

02;25;43;08 - 02;25;51;00
Speaker 5
In real close. Now you got to be where some fish are. Of course you can't catch a fish at any nine in the pool now. Getting warm now you all getting warm.

02;25;51;06 - 02;25;52;16
Speaker 3
You have to have the fish.

02;25;53;01 - 02;25;54;07
Speaker 5
So they say the intonation.

02;25;54;13 - 02;25;56;23
Speaker 3
You have to fish. Oh yeah.

02;25;56;23 - 02;26;14;18
Speaker 5
Yeah. That's what you can swim. So, you know, so you have to you have to play. Look what we're doing right now. This is what people don't do. And most people have never actually a question that make you think, all right, people work 60 hours a week just to keep them thinking. You say, I tell my friends, they say I got two jobs.

02;26;14;18 - 02;26;16;15
Speaker 5
So, you know, easy as here they say.

02;26;16;24 - 02;26;17;02
Speaker 3
Well.

02;26;17;21 - 02;26;35;07
Speaker 5
You cracking on me like that, brother Rick. I say, You're lazy. You ain't had original thought in 30 years how much you work two jobs. You're a slave, but all you got time to do is do the math until you do and go to sleep. You can handle both. So because the master not going to talk to you and asks you questions that, make you think because that's how you get rich.

02;26;35;15 - 02;26;55;25
Speaker 5
All right? But my job as a wealth coach is I make people rich. I make millionaires out of people. And the reason is because I always make them answer the questions. I won't get an. So let's keep on. All right. So this thing now, you said you got to be you at the lake, okay? You said that already.

02;26;56;04 - 02;27;03;12
Speaker 5
You said that you got to be fish and so you have to lake fish and with some bait. What has to happen now? Will you actually catch this.

02;27;04;01 - 02;27;05;16
Speaker 3
In a put you real out there?

02;27;05;20 - 02;27;06;19
Speaker 5
All right, let's go.

02;27;08;08 - 02;27;08;17
Speaker 3
You.

02;27;09;04 - 02;27;15;08
Speaker 5
And cast a real out there now and you got some bait on a real now. What has to happen for you to catch the.

02;27;16;15 - 02;27;17;11
Speaker 3
Fish has to bite.

02;27;17;20 - 02;27;20;26
Speaker 5
The fish, get a bite. And why in the world the fish bite?

02;27;21;28 - 02;27;23;01
Speaker 3
As you get something they want.

02;27;23;23 - 02;27;27;16
Speaker 5
You got something they want because what they want.

02;27;27;16 - 02;27;30;25
Speaker 3
Hungry, hungry. You got to be hungry, baby.

02;27;31;03 - 02;27;54;02
Speaker 5
That's the most important part of the fishing equation that you talk to fish that you catch the fish. And the only reason they come in is because they hungry. Listen to me for the rest of your life. Claims they'll never mess with nobody going hungry. They'll never mess with nobody who's reluctant. They'll never met the Bible say the Lord loves a cheerful give them so it ain't good enough for people to write me a check they have to put.

02;27;54;02 - 02;27;55;05
Speaker 5
Thank you. In the memo.

02;27;55;05 - 02;27;56;08
Speaker 3
Oh, that's good.

02;27;56;21 - 02;28;13;16
Speaker 5
All right. If they don't say thank you, Brother Ricky, I'm like, I don't think I want your money. I don't see enough joy. I'll see you not smile enough. Yeah, you get back ten times which you used. You don't know about this, okay? So don't be giving it. Don't be tick. I'm the wrong person to take off. I thought if I withdraw, it's going to cost you a whole lot of money.

02;28;13;16 - 02;28;33;00
Speaker 5
Generational wealth, if I don't like you. So you need to be nicer. Okay, I'm looking. I'm. I'm listening. Okay, smile. Right. That's okay. That's my essay. Thank you. I'll see to thank you in a memo. So you got to deal with hugs. So these are like. I can't, I can't. Yes, you can, you can, you can. I'll teach you now how to behave like the queens you were born, okay?

02;28;33;12 - 02;28;52;11
Speaker 5
And when people started paying off or whatever they pay off, they better be grateful. They better be thankful. The reason person takes money out their pocket and they give it to you is because the money is worth more money in your pocket than it is in theirs. Are you listening? Right. Picking up on them. But now when a person takes their money out their pocket and they give it to you.

02;28;54;03 - 02;29;10;22
Speaker 5
Okay, let me give you example what I mean. So if I told you to to Shanda, if I gave you a hundred bucks, if you gave me $100 and I gave you back a thousand, would you be happy with that deal you gave me a hundred. I gave you back thousand. Would you be happy with that deal? Okay.

02;29;11;02 - 02;29;15;20
Speaker 5
All right. If you gave me a thousand and I gave you back 10,000, would you be happy?

02;29;16;12 - 02;29;16;20
Speaker 3
Yeah.

02;29;17;16 - 02;29;21;22
Speaker 5
If you gave me 10,000, I gave you back 100,000. Would you be even happier?

02;29;22;01 - 02;29;22;15
Speaker 3
Yes.

02;29;22;29 - 02;29;28;28
Speaker 5
All right. If you gave me a hundred thousand and I gave you back a million, can I sing at your wedding or you can you all right?

02;29;29;03 - 02;29;33;18
Speaker 3
Here and now, I promise. Faithfully.

02;29;33;27 - 02;29;35;07
Speaker 5
Can I do a little Luther at the wedding?

02;29;35;07 - 02;29;38;18
Speaker 3
Okay. You can say whatever you want.

02;29;38;18 - 02;29;57;03
Speaker 5
All right, now, all things being equal, which one of those deals do you want the most? Give money. I know you want the first deal. You want the last. You want 104,000, or you want to. I want a million. 100,000. Which deal you rather have?

02;29;57;03 - 02;29;59;11
Speaker 3
I mean, 400,000, of course.

02;30;00;00 - 02;30;02;05
Speaker 5
Why? Because the value is is higher.

02;30;02;06 - 02;30;02;25
Speaker 3
Greater now.

02;30;03;06 - 02;30;20;23
Speaker 5
Okay. So what I'm telling you is that spend the rest of your life with fish who appreciate value. People like people just get money. Well, never call will never care about the price that we pay for something. We always concerned about the value. If the value is worth the price we pay, give me the highest price I can pay.

02;30;21;14 - 02;30;34;29
Speaker 5
Why? It's not to waste time. All right. This is get to it, baby. All right, this is. Get to that million. What are we missing around? If you go, give me ten times. Let's get to the million. All right? And if and if that's true, about what you have to offer, does she ever that another person shortchange you?

02;30;35;07 - 02;30;57;07
Speaker 5
You tell them Negros when they all get up to the count at Walmart, you ever get up there and it's just going to be 245 and you start talking about I get to sign it, man. Hell, no. Yeah, get that. I hit the get that hit that security board the security button come snatch you get behind about it here and take you back where you came from because they don't play that.

02;30;57;08 - 02;31;26;20
Speaker 5
When you get to the counter, the price is what it is. I you listen to me. So I'm I tell you this and then we go and then we get to your next and that's this how we actually get together. What you pay for something is not the cost, but you pay for something is the price. What it cost you is let's you lose because you didn't pay for, all right, that this is $1,000 and you paid $100 to get if you don't pay $200, it's going to cost you $900.

02;31;27;15 - 02;31;52;28
Speaker 5
If you learn the difference between when something pays, it was something cost. You'll be rich. And until you learn a difference between those two, you're going to be cheap and petty and have a little money and gone. Debra with a handful of little wooden tickets, everybody is cheap and paying on time because they don't even understand. That's why they kept us in single file land, because when you get in a circle, you find you've been in school all your life and you don't even know the difference between a put with something cost what you pay.

02;31;53;17 - 02;32;11;13
Speaker 5
You ain't never even had a conversation with somebody about that. And I know because when I look at people they they like you the first person to say that to me in my entire life, I'm like, yeah, don't feel bad. This is by design is by design. You got to get retrained and reprogram by real coaches and real teachers who make real money.

02;32;11;22 - 02;32;27;05
Speaker 5
You and they had to bring you into the real world. They say you them dumb goals you got man you live in a fantasy where let's say you live in a fantasy world. All right? I live in a real world. Live All right. Plenty of people with permanent residence over here. Please don't get it twisted. All right? We can put cheese on a triple wipe over here.

02;32;27;15 - 02;32;41;23
Speaker 5
You don't want over there in blue cheese on a whopper, Kate. Plus, a grape and a tractor. I Don't know who you were. You don't know me. I know you won't be met in the middle of the night. Kool-Aid on a flavor. All right. So your question became how how do you, you know, learn more? You just got to be a hungry fish.

02;32;41;28 - 02;32;59;20
Speaker 5
That means that you have to come through our financial backing a challenge because you can't even open up trust with me being uninformed. I won't even accept it because $297 to be in my child's right, $297. People say how much it cost. I said, don't cost nothing because every time you put spend money with me, you get multiples of it back.

02;33;00;07 - 02;33;19;04
Speaker 5
So to change your language, how much does something cost? That's the first question. Every cheap person X, how much the cost? Most of the cost, which is the cost. I'm like, you don't even know the difference what it cost and payment is anyway, so you don't even know it. You ask me if I answered your question, you would even understand the answer because you don't even know the difference because you been the class.

02;33;19;21 - 02;33;42;27
Speaker 5
All right, so to class, real school. And I teach it for an entire week, once a month. And the next time we'll be teaching is October the third for the whole week. And you come in, learn, you come in there. I recommend that you come in and be a VIP, only 297, a measly dollars. Every time I look at somebody and I see him like, how much ciggie you say to 97?

02;33;43;02 - 02;34;04;11
Speaker 5
Every time I look at somebody like that, I'm like, Are you? You look like a grown man. You look like a grown woman. Okay, now you just oversize child or something like that. You ain't got $300. You you sitting here contemplating that? Did that make you the Adam's apple come in your neck? You know, Adam's that you you you you're you Eve's apple.

02;34;05;09 - 02;34;14;18
Speaker 5
What's up with that? He spent $300. He spent $300 on a on your hair. All right. It's been $300 on you know, when I eyelashes and stuff like that, I made it.

02;34;15;03 - 02;34;22;18
Speaker 3
So they match it. Timber now wins the next time so you're gonna have you're going to be available for a week in October there. What's the next class?

02;34;23;09 - 02;34;25;06
Speaker 5
It's always the first. It's always the first week in a month.

02;34;25;18 - 02;34;29;22
Speaker 3
Okay. So first we actually have the also will be November the.

02;34;31;15 - 02;34;33;00
Speaker 5
I haven't even looked, but it's.

02;34;37;14 - 02;34;39;22
Speaker 3
November, it's full week, November the seventh.

02;34;40;19 - 02;34;49;08
Speaker 5
So let's see because the sometimes is the last week depending on you know and an know on November the first is a Tuesday.

02;34;49;20 - 02;34;50;01
Speaker 3
Mm hmm.

02;34;50;23 - 02;35;04;17
Speaker 5
I saw it would be sort of be the 31st of October through the 4th of November. So it'll be the 31st of October.

02;35;04;17 - 02;35;11;18
Speaker 3
They're out perfect in every line for us again, your whole class. And when that date is okay.

02;35;11;18 - 02;35;34;03
Speaker 5
So on October I mean, October, the next month after this, after that, it's October 31st will be the next class after one coming up. And all you have to do, anybody that's interested, just go to finance. You ask you challenge icon and it has everything that goes on right there now everybody who wants to education. So I've got 600 videos on Instagram.

02;35;34;18 - 02;35;55;09
Speaker 5
I'm live every day at 10:00. All right. Anybody wants to come in and learn, got a clubhouse room call. Well principles from about at 11 a.m. on weekdays for three weeks only when we're doing a challenge we're not there. But the other three weeks out of the month with there, I've been like almost every day going on almost four years.

02;35;55;20 - 02;36;11;26
Speaker 5
That's because I love you. All right? And I will teach you more for free than people would charge you. Hundreds of thousands of dollars for so that you can educate yourself and then you can make a decision if you want to learn all the stuff and come into our free and all of that to give you an opportunity.

02;36;11;26 - 02;36;31;11
Speaker 5
I'm not in any hurry. I live off of this scripture. This is Proverbs 21 five, and it says that the thoughts of the diligent, they tend only to plenty of snacks, but to everybody that is hasty all they want. I ain't in no hurry. They're going. I'm saying we slow walking this thing and you know I'm not in a hurry because I love you.

02;36;31;18 - 02;36;47;08
Speaker 5
And when love is the motivation, God pay me so much money what I do for a living. God pays me so much money, what I do for a living. And still I try to give my money away during the course of a week or a month. The people even make for a living. You know, that's my goal. You know why?

02;36;47;08 - 02;37;08;12
Speaker 5
Because I have a different aim. People are famous because they aim. They aim in it that they and they that they aim at high missions, that they aim and low any hit they shooting at the angles. I'm like, hey, what you do for what you do when you you know what kind of sports you the handball I'm so like what handball occur and I get to and volunteer but just shoot the little stuff.

02;37;08;14 - 02;37;23;25
Speaker 5
I'm like, so when you win, you still lost because you don't want to lose this. You at the top, the bottom. You know you're the best of the worst. You still I nothing happen you do. So change your aim and change your aim at serving people at the highest levels. Don't never solicit nobody for no money for the rest of your life.

02;37;24;05 - 02;37;43;01
Speaker 5
Just put yourself in front of a pool of hungry fish and you can sell anything to anybody clear across the world. They will gladly pay your price and write you a thank you note if they are hungry fish and if they if they are worthy to be in your circles because John McCain, you know, you guys are queens and you serve and kings and queens and you should be treated as such.

02;37;43;11 - 02;37;51;00
Speaker 5
And and I won't take nothing. I ask them to take anything away. Any of the questions that you offer.

02;37;51;00 - 02;37;59;01
Speaker 3
They said so much so I want to know so you can get all this information it sounds like. So to do to.

02;37;59;08 - 02;38;04;05
Speaker 2
To through two things that you said. So three things you said your financial IQ.

02;38;05;06 - 02;38;08;14
Speaker 3
Class and that's every first week of the of the month.

02;38;08;28 - 02;38;11;27
Speaker 2
So reach out where can we find that is that an IQ that com.

02;38;12;09 - 02;38;14;02
Speaker 5
Yet financial IQ challenge.

02;38;14;22 - 02;38;19;11
Speaker 3
You contact not perfect and then you are on every morning where you on every.

02;38;19;19 - 02;38;20;20
Speaker 2
Where can we find you there.

02;38;21;07 - 02;38;21;26
Speaker 5
Instagram.

02;38;22;21 - 02;38;23;15
Speaker 3
What's your handle.

02;38;24;06 - 02;38;45;29
Speaker 5
Rick the wealth coach purvey everywhere I think the wealth coach on and I've got hundred videos on YouTube to make the wealth coach and and if you guys want to wake up all you gotta do is just send me a message on Instagram and everything. I like to wake up to rise with Rick because I have a video that comes out at 4:00 every morning just to give you some ideas about life.

02;38;46;13 - 02;38;58;23
Speaker 5
It's not just all about money. It's life and just funny stuff, singing and having fun just to wake you up. And we show up at 4:00 in the morning, and so those are ways of being able to reach me.

02;38;58;23 - 02;39;23;14
Speaker 1
So that's amazing. Yeah, I guess I would ask like if there's any, there's like one you could tell to someone. Our audience there, right there vast in terms of like what they do, what their interests are. There is a common interest around wealth building, right? That's kind of where we started. But people are coming at this from many different places.

02;39;23;14 - 02;39;24;28
Speaker 1
So I guess like what's the.

02;39;25;16 - 02;39;25;27
Speaker 3
What's.

02;39;25;27 - 02;39;35;04
Speaker 1
The thing that you deferred to telling people no matter where they're coming from? You know, in this conversation?

02;39;35;04 - 02;40;07;27
Speaker 5
Well, everything happens from the inside out. So I don't know it. You know, when I meet a person I don't know, I necessarily need to know what their particular, like, passion is or what it is they really what they really offer the world. And like, you know, why God put them here on Earth. But I know one thing that's that if we will investigate ourselves from the inside out and then we'll have somebody else to do it from the outside in will be some spectacular human beings and businesses and audit risk.

02;40;08;15 - 02;40;31;18
Speaker 5
And audit risk is when you the only person that's doing the audit for your company, it's just the people you're inside account and you're inside out of that. And so the risk that you run is that they might not be able to see some things because of their attachment, the company or their attachment to you. So they may have limited a limited view of what of reality and what's really going on.

02;40;32;00 - 02;40;59;15
Speaker 5
So you hire an outside auditor on purpose. They that audit, then you like make you in trouble. You volunteer for an outside audit who can see things much more objectively than the people on the inside can. And then what happens is that you end up really covering all the bases and you end up becoming having a spectacular business because you was willing to have somebody else look at it with untainted eyes and with a fresh perspective.

02;40;59;28 - 02;41;23;29
Speaker 5
But that's how life is. We should all have an outside audit. We should, first of all, start out by having an inside audit, because the Bible says if a man would examine himself, he would have no need for somebody else to examine him. So we should have self examinations on a regular basis, but we should also invite into our lives people who make us accountable because that's how you become a spectacular human being.

02;41;23;29 - 02;41;42;16
Speaker 5
So without knowing anybody, any of our friends that are listening or any of our colleagues or listening around the world without having any idea who you are, what it is that you do for a living, and what your passion may be. I would like to warn you and I would like to encourage you and I would like to even incite you to be the best version of you you can possibly be.

02;41;42;21 - 02;41;48;22
Speaker 5
And for that to happen you're going to have to have an inside audit and an outside audit, because not.

02;41;48;22 - 02;42;15;04
Speaker 3
Only are you not audit searched, a lot of people are they believe it's not it's not all the being searched.

02;42;16;06 - 02;42;21;09
Speaker 5
So we want to be inside strong. That would be my recommendation. Every human being, a walk in the face of the.

02;42;25;29 - 02;42;30;15
Speaker 1
Well thank you so much. I mean, I feel like I need to listen to this.

02;42;30;17 - 02;42;34;15
Speaker 3
Episode or probably like for moments and.

02;42;34;15 - 02;42;42;29
Speaker 1
So that I can get all the gems and all the nuggets. But I think one thing that I'm going to start by doing is getting your book, because.

02;42;43;22 - 02;42;44;07
Speaker 3
You.

02;42;44;10 - 02;43;07;26
Speaker 1
Just opened my eyes in this call to so many things that I just wasn't even aware of was a possibility. And so I think starting starting with the YouTube Instagram would be a great place for anyone else who's wanting to hear more. Right. And then if you're ready to take that next step, the challenge sounds like where would be the place to go next.

02;43;08;09 - 02;43;16;03
Speaker 1
So I just thank you for all of the wisdom, all of the gems to shine. Do you have anything to say before we mean.

02;43;16;14 - 02;43;26;21
Speaker 3
Please leave? I'm going to I'm going to follow you. You'll see. Follow me pretty soon. But no, I think it's been awesome in. One thing that I love that you said, though, is you have to question what it is that you were taught.

02;43;27;17 - 02;43;28;19
Speaker 2
And that to me is.

02;43;28;19 - 02;43;31;23
Speaker 3
Just a fundamental point.

02;43;32;12 - 02;43;38;05
Speaker 2
In life. And I'm so I think it's so awesome that you post so many questions and and have given us an opportunity. I can't wait to.

02;43;38;13 - 02;43;40;15
Speaker 3
Find out what I'm going to learn more from you. Right.

02;43;40;21 - 02;43;42;05
Speaker 2
And I and I challenge the audience.

02;43;42;05 - 02;43;53;24
Speaker 3
Guys, please remember, most of us I mean, we think about the history of African-Americans specifically in the US. We haven't had time, we haven't had the knowledge to make money to to make moves of.

02;43;53;24 - 02;44;04;22
Speaker 2
This magnitude that Mr. Williams is talking about. So so please check yourself. Find you someone. If not Mr. Williams, that can teach you the lessons and teach you to get to that different level. Because we.

02;44;04;22 - 02;44;06;03
Speaker 3
Haven't historically.

02;44;06;09 - 02;44;14;08
Speaker 2
It just hasn't been enough time and people of influence and education and knowledge in our communities and necessary. So if you have the desire.

02;44;14;08 - 02;44;25;10
Speaker 3
What do you say, Mr. Williams? What you say you said that if you if you are hungry like those fish, find someone, learn from and find someone who is high enough so that you're reaching.

02;44;25;16 - 02;44;29;18
Speaker 2
I know she always says that if you aim for the stars, you might miss and.

02;44;29;18 - 02;44;39;13
Speaker 3
Hit the moon. Is that what you say like that? And I'm thinking, yes, and maybe the clouds. But but I think it's all the same message, guys, is that there is.

02;44;39;13 - 02;44;41;02
Speaker 2
So much out there. We are not in.

02;44;41;02 - 02;44;44;13
Speaker 3
The land of a few. We are in the land.

02;44;44;13 - 02;44;46;00
Speaker 2
Of many, and you can have it all.

02;44;46;05 - 02;44;48;24
Speaker 3
So go after it if you're hungry. There's options.

02;44;48;24 - 02;44;55;20
Speaker 2
And and our guest today is, one of those options to help educate you and moving forward. Thank you so much for being.

02;44;55;20 - 02;44;55;29
Speaker 3
Here.

02;44;56;27 - 02;44;57;22
Speaker 5
And have something pleasant.

02;44;58;20 - 02;45;00;23
Speaker 3
Pleasant. Thank you.

02;45;00;23 - 02;45;09;13
Speaker 1
Thank you. Yes. And so we will include all of Mr. Williams information in the show notes all go and find him.

02;45;09;21 - 02;45;10;10
Speaker 3
Right now.

02;45;11;13 - 02;45;18;23
Speaker 1
And definitely check out the challenge and the first week of every month. And so until next time you're your girl it's an each Nicole.

02;45;19;08 - 02;45;19;29
Speaker 3
Shanna Dixon.

02;45;20;12 - 02;45;41;25
Speaker 1
And we are black girl fly.